What Is an Uncontested Divorce and How Does It Work in St. Cloud, FL?
Most people who walk into our office for the first time think divorce has to be a fight. They picture courtrooms, angry arguments, and years of back-and-forth. In a lot of cases, that is not what happens at all. If you and your spouse can agree on the important things, you may be able to wrap this up without any of that. As a local divorce attorney in St. Cloud, we have helped hundreds of Osceola County families get through this the easier way. Here is what that actually looks like.
What Makes a Divorce Uncontested
An uncontested divorce means both spouses agree on everything that needs to be settled before the court closes the case. That includes how property gets divided, who the kids live with, how much support gets paid, and anything else tied to the marriage.
When both sides are on the same page, a judge does not have to make those decisions for you. That matters more than most people realize. When a judge decides, you both live with whatever they choose. When you decide together, you have a lot more say in how your life looks on the other side of this.
We have seen couples in St. Cloud and Kissimmee reach agreements that worked perfectly for their specific situation — schedules built around Disney shifts, custody arrangements that fit around rotating work weeks, property splits that made sense for their neighborhood. A judge sitting in a courtroom does not know any of that. You do.
Does Your Situation Qualify in Florida
More couples qualify for uncontested divorce than they expect. The basic requirements in Florida are straightforward.

- Residency — at least one spouse must have lived in Florida for six months before filing
- Full agreement — both spouses must agree on all terms, including property, custody, and support
- Written documentation — your agreement needs to be put in writing and signed by both parties
Florida also offers a simplified dissolution of marriage for couples with no minor children and limited shared assets. This moves even faster and costs less. We can tell you at your free consultation whether that path is open to you.
One thing we tell people often: do not assume your situation is too complicated. We have helped couples work through cases that felt impossible at first. Sometimes sitting down with an attorney to lay out the issues clearly is all it takes to find a path forward.
How the Process Works in Osceola County
Osceola County follows Florida’s standard process. Once your paperwork is in order, here is what happens.
Step 1 — File the petition. One spouse files the petition for dissolution of marriage with the Osceola County clerk. This officially opens the case.
Step 2 — Complete the required forms. Both spouses fill out financial affidavits and sign a marital settlement agreement. These documents spell out every agreed term in writing.
Step 3 — Court review. A judge looks over the paperwork to confirm it meets Florida law. When everything is correct, the judge signs the final order.
In many uncontested cases, neither spouse has to show up in court. That is a bigger deal than it sounds. Showing up in court is stressful, it takes time off work, and it costs more. When the paperwork is done right the first time, you often skip that entirely.
We have had clients tell us they were shocked at how calm the whole process felt. That is not luck. That is what happens when things are prepared properly from the start.
What Documents You Will Need
The right paperwork filed correctly is what keeps your case moving. The main documents are:
- Petition for Dissolution of Marriage — opens your case with the court
- Marital Settlement Agreement — the written record of everything you and your spouse agreed to
- Financial Affidavit — each spouse fills one out to show income, expenses, and assets
If you have children, you will also need a parenting plan and a child support guidelines worksheet. Florida takes both of these seriously. The parenting plan especially needs to be detailed enough to actually work in real life — not just on paper.
We have seen vague parenting plans cause more conflict after the divorce than the divorce itself did. A plan that says “we will share the holidays” sounds fine until Thanksgiving comes around and nobody agrees on what that means. We write plans that are specific enough to follow and clear enough to prevent those arguments before they start.
Why Uncontested Divorce Makes Sense for Many St. Cloud Families
The numbers alone tell most of the story.
- Uncontested divorce typically costs between $1,500 and $3,000 and wraps up in one to three months
- Contested divorce can run anywhere from $15,000 to $50,000 and drag on for six months to two years
But the financial difference is only part of it. We have watched contested divorces grind families down in ways that go far beyond money. Kids pick up on every bit of tension. Extended family gets pulled in. Work suffers. People lose months of their lives to a process that could have been handled differently.
That is not to say contested divorce is never necessary. Sometimes it is. But in our experience, a lot of couples who end up in a contested case started out closer to agreement than they realized. They just needed someone to help them get there.
Osceola County families come to us from all kinds of situations. Hospitality workers with unpredictable schedules. Families with homes in Harmony or BVL. Couples where one spouse is not sure what they are even entitled to. Whatever the situation, the first question we always ask is whether there is a way to resolve this without a court battle. More often than not, there is.
Frequently Asked Questions
Do I still need an attorney for an uncontested divorce in Florida? You are not required to have one, but we strongly recommend it. A mistake in a financial affidavit or a gap in your settlement agreement can cause real problems years down the road. We have seen people come back to us after representing themselves, needing to fix something that was never addressed properly the first time. Getting it right once costs far less than fixing it later.
How long does an uncontested divorce take in St. Cloud? Most wrap up in one to three months after filing in Osceola County. The timeline depends on how quickly both spouses get their paperwork completed and the court’s current schedule. We stay on top of our cases so nothing sits waiting on our end.
What if we agree on most things but not everything? This is actually where we do some of our most useful work. A lot of couples are 90 percent of the way there and just stuck on one or two issues. Sometimes all it takes is a conversation with someone who can lay out the options clearly and take the emotion out of it. We have helped couples find solutions in a single meeting that they had been arguing about for months.
Can we do an uncontested divorce if we have kids? Yes. Having children does not disqualify you. You will need a parenting plan and a child support calculation that meets Florida’s guidelines. As long as both parents agree on those terms, the divorce can still be uncontested. The parenting plan just needs to be thorough enough to actually hold up in real life.
What is a simplified dissolution of marriage? It is a faster version of the uncontested process for couples with no minor children who have already agreed on property division. Fewer forms, faster timeline, lower cost. Not everyone qualifies, but for those who do it is the most efficient path available in Florida. We tell you at your free consultation whether it applies to your situation.
Talk to a Divorce Attorney in St. Cloud Today
Shawn Hungate has been practicing family law in Osceola County since 1997. He grew up in this community, knows what life looks like here, and has spent more than 25 years helping St. Cloud and Kissimmee families get through one of the hardest things they will ever face.
His approach has always been the same. Be straight with people. Explain things clearly. Do not drag out a case longer than it needs to go. Treat every client like a person, not a file number.
If you are thinking about divorce and want to understand your options, start with a free consultation. You will leave knowing exactly where you stand and what comes next. No pressure. No obligation.
Hungate Law Firm, P.A. 122 S Rose Ave, Kissimmee, FL 34741 Phone: (407) 846-1529 Website: https://hungatelaw.com
About the Author

Shawn Hungate
Shawn Hungate is a dedicated family law attorney specializing in uncontested divorce cases in Kissimmee and Osceola County. With extensive experience navigating Florida’s legal landscape, Shawn helps clients achieve amicable resolutions efficiently, often minimizing or eliminating the need for court appearances. His practice focuses on providing clear guidance and meticulous preparation to ensure a smooth and stress-free divorce process for his clients.
